Just for you
An individual policy gives one person their own amount of health cover.
Cover for you, your family and your parents. We explain what it pays for, what it does not and what to do when you need care.

Let’s make the
insurance clearer.
An individual policy gives one person their own amount of health cover.
A family plan lets the people named on it share an amount that can be used for covered medical bills.
We explain options for your parents, including existing health conditions, waiting periods and any bills they would need to pay themselves.
Additional plans can add protection above an agreed amount. We explain when they pay and how they work with your existing policy.
Your needs, the policy details and the claim process. Let’s look at what matters.
Your cover should reflect the lives behind it.
We explain the parts of a policy that matter at claim time.
We help you prepare, coordinate and follow up.
We help you understand these points in the policy you are considering.
We help check hospital arrangements. Cashless treatment means the insurer pays approved charges directly to the hospital; you may still have some costs to pay.
Some plans limit room charges or require you to pay a share of a claim. We explain these and other costs the policy doesn’t pay.
Some illnesses and treatments have waiting periods. We explain which ones apply and when cover starts.
We explain the amount left in your policy and whether extra cover becomes available, based on the plan’s rules.
Options from insurers we work with. Advice built around you.

Let’s check who it covers, the amount available and what happens if you change jobs. We can then discuss whether you need your own policy.
It depends on their ages, health and the available plans. We explain the difference between shared family cover and a separate policy for your parents.
Answer every question fully, including questions about symptoms, medicines, tests and past treatment. If you are unsure how to answer, ask us before you submit the application.
Let’s check if it still fits. Your family, health and hospital preferences may have changed.
+91 74834 66836